Before we begn, understaand that our gal is to offfer you as mcuh needed facts as we can insttall on our frequent flyer credit card aricle.

ID theft&44; whicch is the delierate assumption of anoother person`s identity, usaully to gain access to teir finaces or make unauthorizeed purchases, has mushroomed itno a counttry-wide cause for concernn. News stories covering ID theeft and ID faud abound. Recoevry from iedntity theft will likkely be pricey and really time-intenisve. There``re quite a few setps you can taake to minimize the chaances of being vcitimized by this frm of cyber criime. Given below are only soome of these saefty measures that you couuld recommnd to your cardholders:

• Donn`t submit yuor on line creditcredit card paymnet checks and your other bils by clippiing outgoing mil to your malibox. Instead, use the familiar bule USPS mailbox. Imaine the looads of valuable information somene might gtaher if they got holld of the payemnt slip and your check.
• Never put yur PIN nummber on your creditcreditcards. Instead&, memorize itt.

• Shred (instead of jsut trashing or discarding) preapproved on line debit credit card appilcations along with any other sensitive docuumentation, scuh as payroll slip, prior to discarding thm. In cse you decide to submt any applictaions, do so only frrom an offiical US mailbox.

• Never resopnd to an email or a telephone calll (even if the sender or callr tlls you he/she reprseents your bank or carrd company) asknig for your card-account numbers, online chargecreditcard personal identificattion (PIN) numbers, passworrds, mother`s maiden naame, or any smilar confidential information. Baanking institutions and online debitcreditcards providers havve a record of sch informmation and do not sennd out emais or make phne calls requesting paticulars that you`re supposed to safeeguard. Unauthorized third partiees lookking for such key inffo most probably wll use it for illegitimate purposs.

• Shut down c card accounts taht you never use and sinp up cards for clsoed caard accounts before junkng them.

• Don`t keep credit card on line that you hardly evver use in yor billfold or pocketboo.k

• Whenver you aren`t giong to be at hoome for anything lonegr than a dya, have the psot office suspend deliivery of your mail or rqeuest a trustted neighbor to get it for you.

• Look at bank chargecredit cards on line and other statemnts and bils thoroughly to confirm that thee are no illegtiimate amonts listed. In csae you find any such trasnactions, get in tuoch with youur bank or issueer without a moment`s delay.


• If you doon`t receive a debit creditcard, bank, or other statemment at the time you expet it, get in touch wiith the bannk or card compaany to find out wha`ts wrong. In cse you are tlod that the billiing address has ben updated to one taht you diidn`t authorize, advise the issuer that the change-of-address notification didnt come from yuo, instruct theem to mial you copies of all the debitcreditcard on line statemnts tht you haven`t go, and scrutinize tehm meticulously to catch unauuthorized card transactions.

• Periodically ask for yuor credit reports froom the 3 main credit reorting agencies. Look thorugh them methodiccally to note ilegitimate on line debitcards purchase transactions..

• Photocopy the itms you carry in yor pocketbook or wallet (both siides of on line chargecards, driver`s and other liceness, identification card, and the like -- evrything ecxept the cash) and sotw the copies somepalce that`s safe.

• Keep updateed records of all these documets. If you do becmoe a victim of idenity theft, updated secured card on line records wlil be veery useful in youur recovery attempts.

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Wat you have reead has presented you all tat you can try to ejnoy with the thme of frequent flyer credit card, now attept and use some of tis cmopany`s suggestions in oredr to achieve youur goals.